Fire and theft insurance



You probably have third-party liability insurance via WUR. In that case, you are already covered for damage caused by fire or burglary. You should check this in advance before signing up for insurance via our website and end up with double insurance coverage.

Many tenants seem to be uninsured against fire and theft. This could lead to distressing situations when such incidents occur.

Cheap fire and theft insurance
Together with a number of other student housing associations, we have tried to obtain good, cheap insurance for our tenants who live in single and two-room accommodations. We have succeeded in our efforts. There is now an agreement with Raetsheren van Orden B.V. to offer such insurance to for our tenants. The monthly payment is € 1.20 per month per address. This insurance protects you against fire, water, theft and burglary damage. It also covers personal property in the common areas (for example a microwave, refrigerator or TV). In most cases, the maximum coverage is € 10,000. You have a € 70 deductible per occurrence. For a complete overview of coverage, check the Internet site for the most frequently asked questions.

Double theft and fire insurance
It is possible that the value of your household exceeds the amount covered by the insurance. In that case, you could take out double coverage for fire and theft. The insurance will be doubled to a maximum of € 20,000. The premium will also double to € 2.40. When the insurance goes into effect, please use the comments section to mention that it double fire and theft insurance.

Registration
If you are interested in this insurance policy, you can register at our Internet site. After filling in the form, you will receive a confirmation from us by e-mail within two working days. We will also attach the insurance policy. The policy is not distributed with a name or address on it. This mail is your proof of insurance. Save it for your own records.

If you do not receive an e-mail from us within two working days, please call the department of Housing Services on (0317) 47 25 01 or contact them by e-mail at inboedelverzekering@idealis.nl. We can than check whether the insurance has been properly registered.

You can register for this insurance every day. Registrations done before the 20th of the month will be processed by the first day of the following month. For example: if you register on April 17, your insurance will go into effect on May 1st. If you register on April 24, your insurance will be registered on June 1st. The insurance policy ends with the termination of your tenancy agreement for a particular room.

Keep in mind that, when moving to another room within Idealis, you will have to register again for your new insurance.

This insurance does not include liability insurance.

© November 2009